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VisionBank makes applying for a business loan easy!
Please contact your nearest location for more information.

We offer you:

• Local decision making
• Locally owned community bank
• Competitive rates
• Convenient hours
• Quick approval time

Business Loan Products

• Equipment Loans
• Operating Loans
• Real Estate
• Business Credit Cards

To prepare for your appointment with a Commercial Lender, here are a few things to bring:

Existing Business

• Last 3 years of fiscal year end balance sheets
• Last 3 years of income statements
• Interim balance sheets and income statements
• Signed personal financial statement and
• Last 2 years federal tax returns on the business
• 1 year proforma balance sheet and income statement

Business Acquisition

• Last 3 years of fiscal year end balance sheets
• Last 3 years of income statements
• Interim balance sheets and income statements
• Signed personal financial statement
• Last 2 years federal tax returns on the business
• Signed purchase agreement  
• Projections for at least one year - cash flow, balance sheet, and income statement

Start-Up Business

• Detailed business plan
• Signed personal financial statement
• Last 2 years federal tax returns on individual
• Projections for at least two years - cash flow, balance sheet, and income statement

All Requests

• If a corporation - Articles of Incorporation
• If a partnership - Partnership Agreement
• If a LLC - Articles of Organization
• Use of Proceeds