Cash Management
Fully automated movement of your funds that offers convenience, liquidity, and enhanced yield.
- Easy view of all sweep activity
- Convenient, immediate access
- Interested calculated daily
Mobile Banking
See DetailsThink of Mobile Banking as carrying your own personal teller around with you everywhere you go.
- Use your cell phone, BlackBerry®, or any PDA
- Transfer funds; make payments
- Available 24/7
Summary
Use your cell phone, BlackBerry®, or any other portable device for essential bank functions anytime, anywhere.
- Transfer funds
- Make payments
- View balances and statements
- Available 24/7
- Online banking, even when there's no computer
Remote Deposit
See DetailsDeposit checks securely into your account straight from your office, business, or home.
- Convenient time-saver
- Accepts all checks
- Cuts down on paperwork
Summary
Hey, you've got enough on your plate. Why add an extra trip to the bank just to deposit your money? After all, it's your money. Simply scan checks to make deposits.
- Convenient time-saver
- Accepts all checks, business or personal, from any bank
- Cuts down on paperwork
- Bounced checks show up faster
- Saves money on gas, courier fees, or sending employees to bank
Positive Pay
See DetailsYou have enough to keep track of—the last thing you want to worry about is fraud. So we'll do it for you.
- Helps prevent fraud
- Instant check verification
- Easy to set up
Summary
How It Works
VisionBank Positive Pay virtually gives you eyes in the back of your head.
- Helps businesses prevent fraud
- Verifies checks originated from your accounting system
- Questionable checks are not paid without authorization
Checks generated by your accounting system automatically create an electronic file. This file is securely transmitted to the bank, where it can be matched to the actual check when presented for payment. If the information is not a match, the check is held for your authorization before it is paid.
Account Reconciliation
See DetailsThis automated service matches checks you have written to checks that have cleared your account.
- Simplify balancing accounts
- Cuts down on paperwork
- Fully customizable
Summary
How It Works
This service simplifies balancing your business checking account, saving valuable time and cutting down on errors.
- Simplifies the business account balancing act
- Digital service, cuts down on paperwork
- Fully customizable to add specific data fields
You send us an electronic file of checks written and we identify which have cleared and which are still pending. This is documented on the file, which is sent back to you for account reconciliation.
Courier Service
See DetailsAvailable daily to safely transport documents, instructions, and other important information to VisionBank.
- Saves you gas and time
- We'll come to you
- Fast and reliable
Summary
It's not that we don't want to see you and say hi; it's that we know you're too darn busy sometimes to deliver something in person. Another advantage of your relationship with a local bank is we're happy to swing by and provide courier service for you.
- Saves you gas and time
- We'll come to you
- Fast and reliable
- Courier service is free
Merchant Card Services
See DetailsFast, reliable credit card processing at very affordable rates with unmatched customer service.
- Process all major credit cards
- Fast installation with training
- 24/7 customer service
Summary
You need fast, reliable credit card processing. Getting it from a local service is quite a luxury. With VisionBank you get that luxury at a very affordable cost.
Our merchant bankcard specialists will help with setup and on-site training. Our ongoing customer service provides a personal touch unavailable from most providers.
- Process all major credit cards (Visa®, MasterCard®, Discover Card®, American Express®)
- 24/7 customer service
- Fast installation
- Credit card terminals
- Great rates
