VisionRewards Checking

We know, we know...a free checking account earning 1.04% APY* is higher than most big bank savings accounts. And that's just the beginning. You'll enjoy ATM fee refunds and there's never a minimum balance.

Best of all, the qualifications are ridiculously simple—things like using a debit card (like that's a tough one, right?) and receiving e-statements. So, you make money by helping to save trees. Now that's visionary.

• 1.04% APY* on balances up to $100,000
• 0.51% APY* on amount of balance over $100,000
• ATM fees refunded worldwide**
• No monthly fees
• No minimum balance***
• Free Visa® check card
• Free Online Banking with Bill Pay
• Free notary
• Free year safe deposit box rental (upon availability)
• Free InTouch phone banking
• Unlimited check writing
• Check images included with e-statements
• FDIC insured

Check out our rates here.

* APY = Annual Percentage Yield

**ATM fee refunds up to $2.50 per transaction if qualifications are met

*** Initial deposit of $100 required to open account, no minimum thereafter

Qualifications:

Qualifying for the rewards couldn't be easier, simply do the following each monthly qualification cycle:

• Receive electronic statements
• Have at least a minimum of 10 debit card purchases post and clear
• Have at least one automatic deposit each cycle post and clear

If you don't meet these minimum qualifications in a particular qualification cycle, your free checking account still earns interest at the Standard Rate (see Rates). But no worries: you can get the higher rate and extra rewards back the next cycle.

**ATM fee refunds up to $2.50 per transaction if qualifications are met

*Minimum to open account is $100. Annual Percentage Yield (APY accurate as of 8/1/2011.

Rate tiers are as follows: 1.04% APY applies to balances of $0.01 - $100,000.00 and 0.51% APY applies to balances $100,000 if qualifications are met during the monthly qualification cycle. 0.10% APY applies to all balances if monthly qualifications are not met. All balances will earn 1.04% APY – 0.51% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements up to $2.50 per transaction each month provided only if qualifications are met within the monthly qualification cycle.