Privacy Policy

WHAT DOES VISIONBANK DO WITH YOUR PERSONAL INFORMATION


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:


• Social Security number

• Income

• Account balances

• Payment history

• Credit history

• Credit scores


When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons VisionBank chooses to share; and whether you can limit this sharing.


REASONS WE CAN SHARE YOUR PERSONAL INFORMATION


For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does VisionBank share? Yes

Can you limit this sharing? No

For our marketing purposes-to offer our products and services to you

Does VisionBank share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does VisionBank share? No

Can you limit this sharing? We don't share

For our affiliates' everyday business purposes-information about your transactions and experiences

Does VisionBank share? No

Can you limit this sharing? We don't share

For our affiliates' everyday business purposes-information about your creditworthiness

Does VisionBank share? No

Can you limit this sharing? We don't share

For nonaffiliates to market to you

Does VisionBank share? No

Can you limit this sharing? We don't share


Questions? Call (785) 357-4669 or go to www.visionbanking.com



WHAT WE DO


How does VisionBank protect my personal information?


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does VisionBank collect my personal information?


We collect your personal information, for example, when you


• open an account

• deposit money

• apply for a loan

• give us your contact information

• give us your employment history


We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can't I limit all sharing?


Federal law gives you the right to limit only


• sharing for affiliates' everyday business purposes-information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you


State laws and individual companies may give you additional rights to limit sharing.


DEFINITIONS


Affiliates-Companies related by common ownership or control. They can be financial and nonfinancial companies.

VisionBank does not share with our affiliates.


Nonaffiliates-Companies not related by common ownership or control. They can be financial and nonfinancial companies.

VisionBank does not share with nonaffiliates so they can market to you.


Joint marketing-A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

VisionBank doesn't jointly market.