Thursday, August 28, 2008

Annual Percentage Yield Accurate as of June 19th, 2008

Click on the links below to find out more about each Account's Interest Rates.
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Certificates of Deposit & IRAs

Certificates of Deposit & IRAs
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Rates subject to change without notice
Fees could reduce the earnings on the account.
(a) Substantial penalty for early withdrawal
(b) Interest rate and annual percentage yield may change after account opening.

Account Type** Min. Initial Deposit Interest Rate APY* Min. to Earn Disclosed APY
3 Month CD or IRA (a)
$500 2.720% 2.75% $500.00
6 Month CD or IRA (a)
$500 2.720% 2.75% $500.00
12 Month CD or IRA (a)
$500 2.720% 2.75% $500.00
24 Month CD or IRA (a)
$500 2.720% 2.75% $500.00
36 Month CD or IRA (a)
$500 2.720% 2.75% $500.00
48 Month CD or IRA (a)
$500 2.23% 2.25% $500.00
60 Month CD or IRA (a)
$500 2.23% 2.25% $500.00

 

*APY = Annual Percentage Yield.
** = Early withdrawl penalty may be imposed.
Checking Accounts

Checking Accounts
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Rates subject to change without notice
Fees could reduce the earnings on the account.
(a) Substantial penalty for early withdrawal
(b) Interest rate and annual percentage yield may change after account opening.

Account Type Min. Initial Deposit Interest Rate APY* Min. to Earn Disclosed APY
VisionRewards (b)*** VR Rate 1 on balances up to $100,000.00
$100 4.075% 4.15% $0.00
VisionRewards (b)*** VR Rate 2 on balances over $100,000.00
$100 2.72% 2.75% $0.00
VisionRewards (b)*** Standard Rate
$100 0.40% 0.40% $0.00
Vision Gold Checking (b)
$100 1.240% 1.250% $0.00
Corporate Plus Checking** (b)
$100 0.40% 0.40% $0.00

 

*APY = Annual Percentage Yield.
** Customers must qualify for Corporate Plus Checking Account
Savings Accounts

Savings Accounts
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Rates subject to change without notice
Fees could reduce the earnings on the account.
(a) Substantial penalty for early withdrawal
(b) Interest rate and annual percentage yield may change after account opening.

Account Type Min. Initial Deposit Interest Rate APY* Min. to Earn Disclosed APY
Statement Savings(b)
$100 0.25% 0.25% $100
Children's Savings(b)
$25 2.717% 2.75% $0.00
VisionChoice Savings(b)
$100 0.995% 1.00% $0.00

 

*APY = Annual Percentage Yield.
Money Market

Money Market
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Rates subject to change without notice
Fees could reduce the earnings on the account.
(a) Substantial penalty for early withdrawal
(b) Interest rate and annual percentage yield may change after account opening.

Account Type** Min. Initial Deposit Interest Rate APY* Min. to Earn Disclosed APY
Vision Gold MMDA(b)
$100 2.23% 2.25% $0.00
Advantage MMDA(b)
$500 - $4,999
$100 0.40% 0.40% $500
Advantage MMDA(b)
$5,000 or more
$100 1.366% 1.37% $5,000
Commercial MMDA(b)
$500 - $4,999
$100 0.40% 0.40% $500
Commercial MMDA(b)
$5,000 - above
$100 1.366% 1.37% $5,000

 

*APY = Annual Percentage Yield.
**Interest will accrue at the stated rate each day the account meets the stated minimum balance.
Member FDIC | Equal Housing Lender
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