Rates

Rates effective December 20th, 2014.

Checking Accounts

Account TypesMin. Initial DepositInterest RateAPY*Min. to Earn Disclosed APY
Vision Premier*** (b)$1000.05%0.05%$0.00
Corporate Plus Checking** (b)$1000.05%0.05%$0.00
Vision Biz+ (b)$1000.05%0.05%$0.00
Health Savings (b)$1000.05%0.05%$0.00

Certificates of Deposit & IRAs

Account TypeMin. Initial DepositInterest RateAPY*Min. to Earn Disclosed APY
3 Month CD or IRA (a)$5000.15%0.15%$500.00
6 Month CD or IRA (a)$5000.20%0.20%$500.00
12 Month CD or IRA (a)$5000.30%0.30%$500.00
24 Month CD or IRA (a)$5000.45%0.45%$500.00
36 Month CD or IRA (a)$5000.70%0.70%$500.00
48 Month CD or IRA (a)$5000.90%0.90%$500.00
60 Month CD or IRA (a)$5001.00%1.00%$500.00

Savings Accounts

Account TypeMin. Initial DepositInterest RateAPY*Min. to Earn Disclosed APY
VisionChoice Savings(b)$1000.10%0.10%$0.00
Children's Savings Tiered (b)
On balances $0.01 - $49,999.99$250.75%0.75%$0.00
On balances $50,000 and up$250.25%0.25%$50,000

Money Market

Account TypeMin. Initial DepositInterest RateAPY*Min. to Earn Disclosed APY
Vision Gold MMDA(b)$1000.15% 0.15%$0.00
Commercial MMDA(b)
On balances $500 - $4,999$1000.10%0.10%$500
On balances $5,000 and up$1000.15%0.15%$5,000

Rates subject to change without notice

Fees could reduce the earnings on the account.

(a) Substantial penalty for early withdrawal

(b) Interest rate and annual percentage yield may change after account opening.


*APY = Annual Percentage Yield.

** Customers must qualify for Corporate Plus Checking Account

***Maintain $1,000.00 or higher Daily Average Balance and avoid a $10.00 balance fee service charge.